About Us

Pay Forward Vitality is a legitimate and regulated CIPC (Companies and Intellectual Property Commission) Company. The company is also fully regulated by SARS. This is a community-based income platform inspired by the well-known South African Stokvel and Pay Forward Chain methodologies. Although we apply these methodologies this is not a Stokvel, but just like in a  Stokvel, members contribute a fixed monthly amount, but instead of waiting months for a single payout, the system is structured to provide ongoing monthly income due to a Multi-Level Market (MLM) structured platform programmed into a Web Based application.
Importantly, no funds are generated from investments, promises, or unsustainable returns — all income is purely from active monthly contributions made by participating members. There is no product selling, no recruitment bonuses, and no expectation of income without active participation.
The system is carefully designed, and programmed, with cut-off limits above and below each member to prevent infinite chains, ensuring it operates fairly, transparently, and within the bounds of ethical and lawful group-based financial models and is audited monthly.
It’s fundamentally a people-helping-people platform, not an investment scheme, and relies entirely on responsible, continuous participation.

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